The Federal Council defines the minimum interest rate on the mandatory portion of the retirement assets (2025 = 1.25%). The pension funds are free to set their own interest rate on the non-mandatory portion.
This solid foundation has enabled FUTURA to allow the insured persons to participate in the good investment result by means of additional interest for many years. In 2024, the retirement assets (mandatory and extra-mandatory, i.e. enveloping) earned interest at 3.25%.
You will find the annual interest credit on the pension certificate, provided you generate this on 01.01. of the respective year in the "myFUTURA" portal. Of course, you can also contact our customer service for this.
TO MYFUTURA