facts and figures for full transparency
Our key figures
With our constantly updated key figures, you always have an overview and full transparency with regard to development, coverage ratio, performance and conversion rate.
Everything at a glance
The most important key figures over time - updated monthly in the table and quarterly in the charts.
prov. per 31.03.2026
provisional 2025
2024
2023
2022
2021
Coverage ratio
111.3%
113.5%
112.6%
107.9%
103.7%
118.7%
Performance
-0.9%
6.9%
8.2%
5.6%
-10.5%
8.4%
Balance sheet total in bn.
6.0
5.8
4.7
4.1
3.4
3.6
Contracts
1'671
1'638
1'594
1'569
1'514
1'439
Insured persons
37'543
34,918
28'766
26'980
22'993
20'958
of which pensioners autonomous
1'959
1,893
1'636
1'434
1'188
977
Interest
1.25%
4.50%
3.25%
2.50%
1.00%
6.00%
Conversion rate obligatory.
5.30%
5.40%
5.60%
5.80%
6.00%
6.20%
Conversion rate above mandatory.
5.30%
5.40%
5.60%
5.60%
5.60%
5.60%
Technical interest rate
2.00%
2.00%
2.00%
2.00%
1.50%
1.50%
Technical basics
BVG2020 GT
BVG2020 GT
BVG2020 GT
BVG2020 GT
BVG2020 GT
BVG2020 GT
Development
Solid in the long term. The development over the years confirms our sustainable growth.
FUTURA is continuing its steady and healthy growth . The more than 34,000 policyholders from over 1,600 contracts and the capital of CHF 5.3 billion are a sign of trust. Thank youvery much !
Coverage ratio
Stable foundation. The coverage ratio shows that FUTURA is on a stable financial footing.
Insured persons
FUTURA has a very advantageous structure due to the low proportion of pensioners. Securing the portfolio has top priority.
The proportion of pensioners in relation to active insured persons is very small. This indicates a stable financial basis - also in the future.
Performance
FUTURA focuses on safety and utilizes the specified bandwidths depending on the situation in order to achieve the best possible result.
The overall performance includes the performance of securities and real estate. Real estate is an important cornerstone that optimally complements the other financial investments.
Conversion rate
Safely into the future. FUTURA adjusts the conversion rate. Caution and prudence have proven their worth. In order to consolidate FUTURA's financial stability in the long term, we are acting responsibly and in good time. The conversion rates (UWS for short) will be reduced in stages by 0.1% p.a. until 2027.
Year
UWS on a mandatory basis
UWS on extra-mandatory
UWS for BVG comparative BVG
2026
5.3%
5.3%
6.8%
2027
5.2%
5.2%
6.8%
2028
5.2%
5.2%
6.8%
2029
5.2%
5.2%
6.8%
2030
5.2%
5.2%
6.8%
*the higher calculated pension is applied.
Fact sheet with calculation example
We have prepared an information sheet on the subject of conversion rates, on which you will also find a calculation example.
Downloads