Provision for employers
CUSTOMIZED BVG
No two companies are the same. That's why employers need customized pension solutions.
FUTURA has never been underfunded since it was founded in 1958, so you are in good hands as an employer.
Advantages for employers
From the personal BVG to the individual customized pension package: We from the FUTURA accompany you and provide for a customized pension protection for you and your employees.
Simple processes
All information are via the user-friendly web portal digitally accessible.
Customized solutions
We offer a safe and profitable provision with individual pension plans.
Personal Advice
Together find we for you and your employees the ideal solution.
Prov. KENNZAHLEN PER 31.03.2026
Figures that create trust
Get a first impression of FUTURA based on the most important key figures.
Coverage ratio
111.3%
Performance
-0.9%
Interest rate 2025
4.5%
Contracts
1671
Insured persons
37543
Total assets in billion CHF
6.0
Interest rate 2026
1.25%
Enveloping conversion rate
5.3%
Technical interest rate
2%
Growth in insured persons (see 2025)
7.5%
BVG
A sound advice is the A and O for a BVG, that to your needs tailored tailored to your needs. Together with you develop our specialists and specialists in five steps a strategy, to the safest and best possible pension solution to to find.
Initial situation
We analyze your current situation and your personal needs.
Offer
We prepare an individual offer based on the information received.
Plan analysis
We present the benefits from the 2nd pillar with a plan analysis.
Optimization
Based on the findings, the pension plan is optimized and the offer adjusted.
Your BVG
You choose the right components for your pension solution at FUTURA yourself.
BVG FOR COMPANIES
Your BVG
A solution that really fits: Based on our analysis, we develop a tailor-made pension solution for you and your employees. This means that your occupational benefits are tailored to you and your company.
With extra-mandatory pension solutions, the statutory minimum benefits are met, but better benefits are provided in addition. Whether in the savings process or in risk benefits, insured persons benefit in the long term.
The pension fund is free to use several plans for different collectives. Optional plans can also be implemented and offer individuals flexibility in their pension provision.
Depending on requirements, the salary basis for retirement savings or risk benefits can be defined differently in compliance with the statutory provisions.
The distribution of savings contributions, risk premiums and administrative costs to be borne by the employer or employee can be defined for each category. Compliance with the legal requirements in connection with the obligation to pay contributions is monitored by the Foundation.
Contact us
Request a quote now
We will be happy to put together a non-binding offer for you.
BGM
Occupational health management for corporate customers (BGM)
Holistic occupational health management makes a decisive contribution to the satisfaction and well-being of your employees and therefore to the success of your company.
In cooperation with our insurance partner "Swiss Life AG", we support our customers with services in the areas of prevention, early intervention and reintegration in order to design company structures and processes that promote health.
We are here for you! We will be happy to put you in touch with the experts at Swiss Life AG on request.
Unique like you
Care Management
Care Management from our insurer Swiss Life Ltd offers rapid support in the event of work-related, social, health or personal problems of your employees and relieves the burden on managers and those affected. At the same time, absences and additional costs are reduced or prevented.
Care management is suitable for employees with reduced performance, abnormal behavior, repeated short absences or short-term incapacity to work.
Our experts at Swiss Life Ltd will clarify your support needs with you and coordinate the appropriate implementation with a qualified provider.
Testimonials
What makes FUTURA unique.
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