CUSTOMIZED BVG
Provision for employers
No two companies are the same. That's why employers need customized pension solutions.
FUTURA has never been underfunded since it was founded in 1958, so you are in good hands as an employer.
Advantages for employers
From the personal BVG to the individual customized pension package: We from the FUTURA accompany you and provide for a customized pension protection for you and your employees.
Simple processes
All information are via the user-friendly web portal digitally accessible.
Customized solutions
We offer a safe and profitable provision with individual pension plans.
Personal Advice
Together find we for you and your employees the ideal solution.
Prov. KEY FIGURES PER 31.05.2025
Figures that create trust
Get a first impression of FUTURA based on the most important key figures.
Coverage ratio
111.4%
Performance
1.0%
Balance sheet total in bn.
5.3
Contracts
1656
Insured persons
34385
Growth in insured persons
19.5%
Enveloping conversion rate
5.4%
Technical interest rate
2%
Interest
1.25%
As unique as you and your team.
BVG
A sound advice is the A and O for a BVG, that to your needs tailored tailored to your needs. Together with you develop our specialists and specialists in five steps a strategy, to the safest and best possible pension solution to to find.
Initial situation
We analyze your current situation and your personal needs.
Offer
We prepare an individual offer based on the information received.
Plan analysis
We present the benefits from the 2nd pillar with a plan analysis.
Optimization
Based on the findings, the pension plan is optimized and the offer adjusted.
Your BVG
You choose the right components for your pension solution at FUTURA yourself.
BVG FOR COMPANIES
Your BVG
A solution that really fits: Based on our analysis, we develop a tailor-made pension solution for you and your employees. This means that your occupational benefits are tailored to you and your company.
In the BVG, the legally prescribed minimum benefits are adhered to. There is no expansion of the pension plan. Although the costs are lower for both employees and employers, both the retirement and risk benefits are low. All the more important is professional advice and information for insured persons, especially as it may be important to take out private supplementary insurance depending on the individual situation.
With extra-mandatory pension solutions, the statutory minimum benefits are met, but better benefits are provided in addition. Whether in the savings process or in risk benefits, insured persons benefit in the long term.
The pension fund is free to use several plans for different collectives. Optional plans can also be implemented and offer individuals flexibility in their pension provision.
Depending on requirements, the salary basis for retirement savings or risk benefits can be defined differently in compliance with the statutory provisions.
The distribution of savings contributions, risk premiums and administrative costs to be borne by the employer or employee can be defined for each category. Compliance with the legal requirements in connection with the obligation to pay contributions is monitored by the Foundation.
Contact us
Request a quote now
We will be happy to put together a non-binding offer for you.
BGM
Company health management
The success of a company is based on healthy, productive employees. It is therefore worth taking a closer look at the topic of occupational health management.
Do you want to specifically reduce absences, raise awareness of mental health issues in workshops or use certain tools to identify and reduce stress? In cooperation with our reinsurance partner "Mobiliar", we can offer our customers support in all areas of occupational health management.
Case management
When an employee has a serious accident or falls seriously ill, it is a stressful situation for everyone. The focus is first on recovery, then on the best possible reintegration. Mobiliar's case management accompanies companies and employees through this process.
Case management is comprehensive and holistic. The case managers look after employees who have had accidents or become ill in difficult medical, professional or social situations, promote their recovery and support their reintegration into work. In this way, the case managers help those affected to lead a self-determined life again as quickly as possible.
Testimonials
What makes FUTURA unique.
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