FUTURA A to Z

What is the minimum salary for mandatory BVG?

The minimum annual salary, the so-called BVG, is CHF 22,680 (as at 2025). Insurance against the risks of death and disability begins on January 1 after reaching the age of 17. Retirement savings begin on January 1 after reaching the age of 24.

Do I have to pay pension fund contributions during maternity leave?

During maternity leave, a salary replacement payment is made and the pension fund contributions continue to be settled monthly as usual. Premiums are only waived if you are unable to work for >3 months.

I forgot my myFUTURA login. What should I do?

To reset your password, you will need your user name and the registration code that you used to register. If you no longer have the registration code, please get in touch with your customer service contact or send an e-mail to You will receive the new login details from us by post.

An information sheet on registering on myFUTURA can be found here:

TO THE "MYFUTURA" FACT SHEETTO MYFUTURA

How do I register on myFUTURA?

Go to myFUTURA:

TO MYFUTURA

When you log in for the first time, select the green "Start registration" button at the bottom left and enter the initial access code you received from FUTURA and your social security number (SVN number).

Choose a user name and a password. The password must be at least 10 characters long and contain lower case letters, upper case letters and at least one number. Important: You will need the user name for future logins.

Select whether you would like to authenticate yourself via e-mail, SMS or smartphone app (Google Authenticator). Read the terms of use and accept them to complete the registration process.

An information sheet on registering on myFUTURA can be found here:

TO THE "MYFUTURA" FACT SHEET

Please note that the registration code is regularly deactivated for security reasons, i.e. approx. every 6 months, and a new code must be ordered if you have never logged in during this time.