When do survivors' benefits apply?
In the event of the death of an insured person, a pension fund pays benefits to the next of kin. These include in particular
- Spouse's pension / partner's pension
- Orphans' pensions
- Possible lump-sum death benefit
These benefits serve to provide financial security for surviving dependants and are intended to partially compensate for loss of income after the death of the insured person.
Eligibility and the amount of benefits are based on the statutory provisions of the BVG (Federal Law on Occupational Retirement, Survivors' and Disability Pension Plans) and the respective pension fund regulations and pension plan.