Qualifying spouse's pension
What is the reversionary spouse's pension?
The reversionary spouse's pension is the pension that is co-insured if the insured person dies.
In the event of death before retirement, the spouse's pension calculated in the pension certificate is paid out (provided you are married or the surviving dependant meets the conditions for a partner's pension).
At the time of retirement, you can choose how high the entitlement should be for the period after retirement (60%, 80% or 100%). An increase in the prospective spouse's pension results in a lifelong flat-rate reduction in the personal retirement pension and is irrevocable (reduction for a prospective entitlement of 80% = 6%, for 100% = 11%).