Independence

Can I withdraw the retirement assets if I am self-employed?

A cash payment of the termination benefit is possible if someone becomes self-employed as their main occupation in Switzerland and is no longer subject to mandatory occupational benefits insurance. The person must prove to the pension fund that they are self-employed (e.g. by means of rental contracts, purchase of materials, AHV confirmation, entry in the commercial register). The application must be submitted in the year following the start of self-employment. Married persons require the written consent of their spouse.

The entitlement to further benefits from the pension fund expires when the retirement assets are withdrawn.